Finance Options

We are happy to offer you our range of finance options provided by Q Card – Flexigroup (New Zealand) Limited. We are currently offering two finance programmes that can help you with creating the outdoor space you’ve always dreamed about! 

  • 12 months interest free finance – minimum spend of $999 applies. (Lending criteria and Tc and Cs apply)
  • 6 month payment holiday option – no payments and no interest for 6 months – minimum spend of $999 applies. (Lending criteria and Tc and Cs apply)

You can either apply for a new Q Mastercard or use an existing one if you’ve already got it! Please familiarize with Tc and Cs here: https://www.qmastercard.co.nz/

Terms & Conditions:

Interest Free Flexi Payment Plans (without a Payment Holiday)

No interest for 12 months (“Payment Holiday”) is available until further notice. Minimum spend $999. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan  before the end of the interest free period. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

Payment Holiday and Interest Free Flexi Payment Plans:

No payments and no interest for 6 months (“Payment Holiday”) is available until further notice. Minimum spend $999. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

• Establishment Fee $55 for new Q Mastercard Applications, OR Advance Fee $35 for Repeat Purchases (existing Q Cardholders and Q Mastercard Cardholders)
• Annual Account Fee of $50.00 (charged to the customer’s account in 2 advance instalments of $25 every 6 months)

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